Home insurance claims each year often include a high percentage of thefts. It is not uncommon for homes to be broken into or items to be stolen even when homeowners are home. The risks are equal whether you live in a very safe neighborhood in the suburbs or if you live in an urban area. If you have valuable electronics, jewelry or other belongings, there is a risk your home could be broken into by someone who believes they can easily get away with your stuff. For some homeowners, the investment in a home security system is the ideal choice. But these systems can be expensive. What do you do if you want to reduce your risk inexpensively?
Make Privacy a Factor
The worst thing you can do is to place that big screen TV in the front of your home, easily seen from the street. If you keep bikes and other valuables in your yard, you are more likely to see them stolen. In short, it’s always a good idea to keep your belongings private. Use drapes and window coverings to reduce the amount of visibility from the street.
Use Solar-Powered Security Lights
On the outset these can be a bit more expensive, but they provide an exceptional level of protection for homeowners. Purchase high quality security lights and position them along paths, in front of large windows and at doors. When someone moves into those accessible areas of the home, the light comes on, alerting you and putting them in the spotlight.
Consider these additional tips for home security:
- Don’t make it easy to get into your home through open windows, especially when you are not home.
- Be sure the garage is secure and doesn’t easily open without an opener.
- Keep landscaping around the home neat and trimmed, as shrubbery is an easy place for people to hide.
- If you will be gone overnight, leave a lamp or radio on.
The fact is, your home insurance is there to protect you when such thefts occur. However, you can take these steps, or install a home security system, to reduce your overall risks.
We’ll be here to protect your home. Call Peachstate Insurance at (877) 997-2478 for more information on homeowners insurance Decatur.